Michigan’s auto insurance reforms allow drivers with Medicare to opt out of their Personal Injury Protection (PIP) medical coverage, known as Option 6. This can lower your car insurance premium, but it is critical to understand the serious limitations and…
Avoiding your workers’ compensation audit can lead to serious consequences for your Michigan business. Learn how to prevent significant financial penalties, coverage cancellation, and legal liability by staying compliant. Understanding the Workers’ Comp Audit An insurance audit verifies that you…
Do I Need Workers’ Compensation Insurance in Michigan? A Guide for Small Businesses For most Michigan employers, having workers’ compensation insurance is a legal requirement. Understanding the rules is crucial for protecting your business and your employees. This guide covers…
Everything You Need to Know About Deductibles, Liability, and No-Fault Coverage in Michigan Navigating your auto insurance policy can be confusing, especially with unique requirements like Michigan’s no-fault system. This guide explains common car insurance terms in plain language, helping…